One of our most recent six-word prompts was also one the SMITH community responded to most passionately: Six Words About Work. Your smart, sensible and surprising Six-Word Memoirs on why you do what you do, lessons learned and bosses who helped you survive and thrive led to our most recent book Six Words About Work, with our partner in this project, Mercer consulting.
With work and money on the mind, I was excited to receive a copy of the new book by The Today Show’s Jean Chatzky, Money Rules. Chatzky’s one of the smartest, most sensible and accessible money advisors out there, and her latest book breaks down the complicated puzzle of personal finance into accessible, bite-sized bits (something we here at SMITH can get behind). Better still, some of her rules are in … six words.
Date your stocks; don’t marry them.
Spend less: carry Benjamins, not Jacksons.
Can’t explain it? Then don’t invest.
”More money” doesn’t mean “more happy.”

That got me thinking: from spending to saving to investing to planning for retirement, what are your six-word money rules? Leave your Six Words on Your Money Life in the comments section of this blog and Jean Chatzky herself will select six of her favorites and send you a signed copy of Money Rules. We’ll also add SMITH Magazine’s new Six-Word Memoir game as a bonus prize for one of the six winners, selected at random. You can enter up to ten times (each entry should be a separate comment below) and the contest closes on April 9. We’ll announce the winners on tax day.
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lisa
Marry for love not for money
lisa
Can’t pay cash? can’t afford it!
lisa
Make three piles: Save, spend, give
George Kaplan
Harder to make than to spend.
Patrick
Am I going to use it?
Kathleen
Save by living beneath your means.
Jon VandenBroek
Is it really NECESSARY to have?
MANHATTANBEEFMAN
Weigh the cost against the need.
The Frugallery
Fewer things, fewer worries, more money.
JackieO
Stop! Think responsibly before spending money.
Maggi Frankel
Don’t pay anyone for common sense.
L2l3
Marriage is the longest term investment.
L2L3
Marry someone with money…for love.
L2L3
You’ll always need more…much later.
L2L3
Piggy banks root our security blankets.
Gretchen Dell
Think through all “personal” purchasing options.
Gretchen Dell
Pack lunch to be less tempted!
Gretchen Dell
Save the shiny change for later.
Gretchen Dell
Treat credit card like debit card.
You still can earn rewards but write purchases done in check register like you used your debit card.
L2L3
Over-spending shortens quality of life span.
Contemplative
Taxed. Spent. Nickeled and dimed daily.
Contemplative
Break even analysis. Wishbone’s longer side.
Contemplative
Beware: “$1 store items often more.”
Contemplative
Pay off debt and bounty hunter.
Contemplative
Bankruptcy. 7 years. How very ironic.
mary jane
Never put money where mouth is.
mary jane
Don’t put your 2 cents in.
mary jane
Marry and Divorce a Republican Congressman.
mary jane
Never spend penny for someone’s thoughts.
mary jane
Always buy on sale. Use coupons.
mary jane
Money doesn’t buy happiness? Switch Malls!
mary jane
Have an affair with a CEO.
George Kaplan
Root of evil? I’ll risk it.
Undermom
Little house, little bills. Big life.
Kellie Freedom
After my divorce, money problems disappeared!
Kellie Freedom
Money does buy happiness- our vacations!
Kellie Freedom
Don’t pay for other people’s mistakes.
Kellie Freedom
Never share bank accounts with lover.
Loon
House upsidedown? Make basement your attic.
Loon
Have quintuplets. Nike factory in basement.
Loon
Electric car. Long cords. Thanks, neighbor.
Loon
Take shooting lessons from Jed Campett.
Loon
Cut mouse trap cheese in half.
Loon
Recycle euthanized pets. Hello, chop suey.
Loon
Borrow money from really old people.
Loon
Our daughters’ future: maids in China
dean6805
Quit spending when the money’s gone.
dean6805
No, you don’t really need that.
dean6805
Internet shopping? ALWAYS check coupon codes.
dean6805
Buy the best, cry once. Hopefully.
SusieM
Pay yourself, bills,not the piper
Roberta
Romance without finance has no chance.
Michelle Corbo
Love hate relationship, dollars and I
lisa
Rainy days will surely come: save!
Jill
He who mentions money first, loses.
Patti H
Always searching the couch for change…
ilovejools
My name says it all! Ha!
Patti H
Nothing is free. Always strings attached.
Patti H
Kids in college. Parents in debt.
mary jane
Stop paying penny for someone’s thoughts.
mary jane
Work available overtime. Put in Bank.
bevvie
don’t break the piggy bank prematurely.
bevvie
Loose change in jars adds up!
bevvie
Always save the kid’s birthday money.
Believe
Deep pockets quickly becoming empty pockets.
Believe
Remember when gas was in cents.
Loon
Model your ski-mask for a teller.
Loon
Take shooting lessons from Jed Clampett.
Believe
You can’t take it with you.
mary jane
First abolish poverty by abolishing IRS.
Thunderchief
Money has no bearing on me.
mister29
Make do. Re do. Buy new.
mister29
Listen Listen Listen to your wife
mister29
If it ain’t broke, keep it.
bevvie
Money kept in bras earns zero.
Jean Chatzky
I love, love, love, these RULES!
George Kaplan
Money doesn’t matter. Pigs might fly.
Coleen Goodson
Nickel picking. Dollar tripping. Clock’s ticking.
Life’s too short to trip over dollars while picking up nickels.
BA_Miracle
Lost it all and then some.
BA_Miracle
I do better when well off 😉
trust2020
Invest wisely, divest slowly, inhale deeply.
trust2020
Good fences make good investment bankers.
trust2020
If I had money, I’d manage.
trust2020
Money often levels fields and friendships.
trust2020
Respect money (just don’t worship it).
trust2020
Money? I gave at the office.
amydwa
Dad’s advice: don’t charge your liquor
Heather
Don’t spend more than you make.
Heather
Is this debt worth the stress?
Heather
Target: the one hundred dollar store
trust2020
Money is the mother-in-law of necessity.
jl333
Monopoly taught me everything I know.
TawnyPort
Recovering lost credit isn’t for wimps.
Raised_by_wolves
Money can’t get purchase on me
favepeep
Nest egg has flown the coop.
Martha McDonough
Piggy bank, savings bonds, financial beginnings.
Roxee
health family friends over money always
LisaH
Live within your means; pay cash!
LisaH
Save all you can tax free!
LisaH
No debt, income changes, no problem!
LisaH
Cut up credit cards…sleep better!
LisaH
Shopping not a form of entertainment!
LisaH
Save annual raise…don’t spend it.
LisaH
Don’t keep up with the Joneses!
Karen R.
Match your money to your GOALS!
LisaH
Win Mega Millions = different money problems?!?
LisaH
Prioritize retirement over kids’ college funds.
LisaH
It will be on sale soon.
favepeep
Inflation: penny for thoughts, now $1.
favepeep
Generosity of spirit makes great gift.
HaroldW CFO
Finance…It’s a Personal Thing!
HaroldW CFO
Finance…It is a Personal Thing!
bevvie
The two-dollar bills are still good.
Annie
Can’t afford it? Don’t need it!
slackergirl
Money isnt happiness. Happiness is money!
jl333
Recyling paid off–bought used motorcycle.
jl333
Found a dollar…invested it wisely.
jl333
They lied. Money doesn’t buy happiness.
jl333
Went bankrupt in game of LIFE.
jl333
My rainy day consists of Franklin’s.
bevvie
Make friends with the stock dividends.
favepeep
Forgo products labeled “Made in China.”
mzejay
Spare changes adds up, keep saving.
mzejay
Stay afloat despite underwater living conditions.
George Kaplan
Sorry folks, but money DOES matter.
jl333
COLD hard cash is super HOT
jl333
SMALL change makes a BIG difference.
jl333
Found a penny, picked it up.
K822
Using pre-tax accounts saves all year.
K822
Tax refund makes great vacation money!
K822
Model spending habits so children learn.
K822
More money? Nice, sure. But necessary?
K822
Lots of free things bring happiness.
K822
Impulse spending? You can’t afford it.
K822
Stimulate economy by expending creative energy!
K822
Bills stacking up? Decide what’s essential.
bevvie
Write a check. Balance the checkbook.
marymc
Do what costs you the least.
marymc
Choose quality over quantity every time.
marymc
Wants vs. needs. Know the difference.
marymc
On deathbed, more “stuff” doesn’t matter.
marymc
Start IRA with your first job.
mzejay
Invest with eyes and heart open.
mzejay
Avoid late fees and parking tickets.
mzejay
Elbow grease often most economical method.
trust2020
Money is a state of mind-your-business.
trust2020
Money makes the world go global.
trust2020
Money rules, talks and never sleeps.
Steelpony
Chasing of money pollinates the flowers
DynamicDbytheC
Found passion. All work IS play.
Childhood poverty drove my adult success.
favepeep
Mister CEO, can you spare $1,000,000?
favepeep
Avoid ATM, overdraft, annual, late, fees.
favepeep
Never ever ever ever pay retail.
George Kaplan
Savings? Gone. Slouching toward Social Security.
George Kaplan
Financial Meltdown, Slouching Towards Social Security.
George Kaplan
I’m about to outlive my money.
George Kaplan
Outlived my teeth and my money.
George Kaplan
Old is bad. Poor is worse.
Vincent Aurelius
Remember, experts make money for themselves.
favepeep
Eschew extravagance, live simply, share w/others.
L2L3
Generic means you’re smart, not cheap.
L2L3
Adult children’s inheritance was their childhood.
L2L3
Sink money in now, float later.
L2L3
Eat in. Work out. Save money.
L2L3
Favorite Six about money? Six figures.
No, I actually could not stop myself from posting this.
George Kaplan
Never learned how to make money.
L2L3
Don’t over-haggle. Time isn’t worth it.
L2L3
Poor people scoff at using coupons.
favepeep
Remember to save your memory “cache.”
favepeep
Squirreling away; not just for squirrels.
L2L3
Squirreling away means you’re not nuts.
DRS59
Self deprivation is your self preservation
L2L3
Tax day has come and gone. Where have you hidden the winning memoirs?