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Six Words: Your Money, Your Life

One of our most recent six-word prompts was also one the SMITH community responded to most passionately: Six Words About Work. Your smart, sensible and surprising Six-Word Memoirs on why you do what you do, lessons learned and bosses who helped you survive and thrive led to our most recent book Six Words About Work, with our partner in this project, Mercer consulting.

With work and money on the mind, I was excited to receive a copy of the new book by The Today Show’s Jean Chatzky, Money Rules. Chatzky’s one of the smartest, most sensible and accessible money advisors out there, and her latest book breaks down the complicated puzzle of personal finance into accessible, bite-sized bits (something we here at SMITH can get behind). Better still, some of her rules are in … six words.

Date your stocks; don’t marry them.
Spend less: carry Benjamins, not Jacksons.
Can’t explain it? Then don’t invest.
”More money” doesn’t mean “more happy.”


That got me thinking: from spending to saving to investing to planning for retirement, what are your six-word money rules? Leave your Six Words on Your Money Life in the comments section of this blog and Jean Chatzky herself will select six of her favorites and send you a signed copy of Money Rules. We’ll also add SMITH Magazine’s new Six-Word Memoir game as a bonus prize for one of the six winners, selected at random. You can enter up to ten times (each entry should be a separate comment below) and the contest closes on April 9. We’ll announce the winners on tax day.

Comments

  • lisa
    March 28, 2012

    Marry for love not for money

  • lisa
    March 28, 2012

    Can’t pay cash? can’t afford it!

  • lisa
    March 28, 2012

    Make three piles: Save, spend, give

  • George Kaplan
    March 28, 2012

    Harder to make than to spend.

  • Patrick
    March 28, 2012

    Am I going to use it?

  • Kathleen
    March 28, 2012

    Save by living beneath your means.

  • Jon VandenBroek
    March 28, 2012

    Is it really NECESSARY to have?

  • MANHATTANBEEFMAN
    March 28, 2012

    Weigh the cost against the need.

  • The Frugallery
    March 28, 2012

    Fewer things, fewer worries, more money.

  • JackieO
    March 28, 2012

    Stop! Think responsibly before spending money.

  • Maggi Frankel
    March 28, 2012

    Don’t pay anyone for common sense.

  • L2l3
    March 28, 2012

    Marriage is the longest term investment.

  • L2L3
    March 28, 2012

    Marry someone with money…for love.

  • L2L3
    March 28, 2012

    You’ll always need more…much later.

  • L2L3
    March 28, 2012

    Piggy banks root our security blankets.

  • Gretchen Dell
    March 28, 2012

    Think through all “personal” purchasing options.

  • Gretchen Dell
    March 28, 2012

    Pack lunch to be less tempted!

  • Gretchen Dell
    March 28, 2012

    Save the shiny change for later.

  • Gretchen Dell
    March 28, 2012

    Treat credit card like debit card.

    You still can earn rewards but write purchases done in check register like you used your debit card.

  • L2L3
    March 28, 2012

    Over-spending shortens quality of life span.

  • Contemplative
    March 29, 2012

    Taxed. Spent. Nickeled and dimed daily.

  • Contemplative
    March 29, 2012

    Break even analysis. Wishbone’s longer side.

  • Contemplative
    March 29, 2012

    Beware: “$1 store items often more.”

  • Contemplative
    March 29, 2012

    Pay off debt and bounty hunter.

  • Contemplative
    March 29, 2012

    Bankruptcy. 7 years. How very ironic.

  • mary jane
    March 29, 2012

    Never put money where mouth is.

  • mary jane
    March 29, 2012

    Don’t put your 2 cents in.

  • mary jane
    March 29, 2012

    Marry and Divorce a Republican Congressman.

  • mary jane
    March 29, 2012

    Never spend penny for someone’s thoughts.

  • mary jane
    March 29, 2012

    Always buy on sale. Use coupons.

  • mary jane
    March 29, 2012

    Money doesn’t buy happiness? Switch Malls!

  • mary jane
    March 29, 2012

    Have an affair with a CEO.

  • George Kaplan
    March 29, 2012

    Root of evil? I’ll risk it.

  • Undermom
    March 29, 2012

    Little house, little bills. Big life.

  • Kellie Freedom
    March 29, 2012

    After my divorce, money problems disappeared!

  • Kellie Freedom
    March 29, 2012

    Money does buy happiness- our vacations!

  • Kellie Freedom
    March 29, 2012

    Don’t pay for other people’s mistakes.

  • Kellie Freedom
    March 29, 2012

    Never share bank accounts with lover.

  • Loon
    March 30, 2012

    House upsidedown? Make basement your attic.

  • Loon
    March 30, 2012

    Have quintuplets. Nike factory in basement.

  • Loon
    March 30, 2012

    Electric car. Long cords. Thanks, neighbor.

  • Loon
    March 30, 2012

    Take shooting lessons from Jed Campett.

  • Loon
    March 30, 2012

    Cut mouse trap cheese in half.

  • Loon
    March 30, 2012

    Recycle euthanized pets. Hello, chop suey.

  • Loon
    March 30, 2012

    Borrow money from really old people.

  • Loon
    March 30, 2012

    Our daughters’ future: maids in China

  • dean6805
    March 30, 2012

    Quit spending when the money’s gone.

  • dean6805
    March 30, 2012

    No, you don’t really need that.

  • dean6805
    March 30, 2012

    Internet shopping? ALWAYS check coupon codes.

  • dean6805
    March 30, 2012

    Buy the best, cry once. Hopefully.

  • SusieM
    March 30, 2012

    Pay yourself, bills,not the piper

  • Roberta
    March 30, 2012

    Romance without finance has no chance.

  • Michelle Corbo
    March 30, 2012

    Love hate relationship, dollars and I

  • lisa
    March 30, 2012

    Rainy days will surely come: save!

  • Jill
    March 30, 2012

    He who mentions money first, loses.

  • Patti H
    March 30, 2012

    Always searching the couch for change…

  • ilovejools
    March 30, 2012

    My name says it all! Ha!

  • Patti H
    March 30, 2012

    Nothing is free. Always strings attached.

  • Patti H
    March 30, 2012

    Kids in college. Parents in debt.

  • mary jane
    March 30, 2012

    Stop paying penny for someone’s thoughts.

  • mary jane
    March 30, 2012

    Work available overtime. Put in Bank.

  • bevvie
    March 30, 2012

    don’t break the piggy bank prematurely.

  • bevvie
    March 30, 2012

    Loose change in jars adds up!

  • bevvie
    March 30, 2012

    Always save the kid’s birthday money.

  • Believe
    March 30, 2012

    Deep pockets quickly becoming empty pockets.

  • Believe
    March 30, 2012

    Remember when gas was in cents.

  • Loon
    March 31, 2012

    Model your ski-mask for a teller.

  • Loon
    March 31, 2012

    Take shooting lessons from Jed Clampett.

  • Believe
    March 31, 2012

    You can’t take it with you.

  • mary jane
    March 31, 2012

    First abolish poverty by abolishing IRS.

  • Thunderchief
    March 31, 2012

    Money has no bearing on me.

  • mister29
    March 31, 2012

    Make do. Re do. Buy new.

  • mister29
    March 31, 2012

    Listen Listen Listen to your wife

  • mister29
    March 31, 2012

    If it ain’t broke, keep it.

  • bevvie
    March 31, 2012

    Money kept in bras earns zero.

  • Jean Chatzky
    April 1, 2012

    I love, love, love, these RULES!

  • George Kaplan
    April 1, 2012

    Money doesn’t matter. Pigs might fly.

  • Coleen Goodson
    April 1, 2012

    Nickel picking. Dollar tripping. Clock’s ticking.

    Life’s too short to trip over dollars while picking up nickels.

  • BA_Miracle
    April 1, 2012

    Lost it all and then some.

  • BA_Miracle
    April 1, 2012

    I do better when well off 😉

  • trust2020
    April 1, 2012

    Invest wisely, divest slowly, inhale deeply.

  • trust2020
    April 1, 2012

    Good fences make good investment bankers.

  • trust2020
    April 1, 2012

    If I had money, I’d manage.

  • trust2020
    April 1, 2012

    Money often levels fields and friendships.

  • trust2020
    April 1, 2012

    Respect money (just don’t worship it).

  • trust2020
    April 1, 2012

    Money? I gave at the office.

  • amydwa
    April 2, 2012

    Dad’s advice: don’t charge your liquor

  • Heather
    April 2, 2012

    Don’t spend more than you make.

  • Heather
    April 2, 2012

    Is this debt worth the stress?

  • Heather
    April 2, 2012

    Target: the one hundred dollar store

  • trust2020
    April 4, 2012

    Money is the mother-in-law of necessity.

  • jl333
    April 4, 2012

    Monopoly taught me everything I know.

  • TawnyPort
    April 5, 2012

    Recovering lost credit isn’t for wimps.

  • Raised_by_wolves
    April 5, 2012

    Money can’t get purchase on me

  • favepeep
    April 5, 2012

    Nest egg has flown the coop.

  • Martha McDonough
    April 6, 2012

    Piggy bank, savings bonds, financial beginnings.

  • Roxee
    April 6, 2012

    health family friends over money always

  • LisaH
    April 6, 2012

    Live within your means; pay cash!

  • LisaH
    April 6, 2012

    Save all you can tax free!

  • LisaH
    April 6, 2012

    No debt, income changes, no problem!

  • LisaH
    April 6, 2012

    Cut up credit cards…sleep better!

  • LisaH
    April 6, 2012

    Shopping not a form of entertainment!

  • LisaH
    April 6, 2012

    Save annual raise…don’t spend it.

  • LisaH
    April 6, 2012

    Don’t keep up with the Joneses!

  • Karen R.
    April 6, 2012

    Match your money to your GOALS!

  • LisaH
    April 6, 2012

    Win Mega Millions = different money problems?!?

  • LisaH
    April 6, 2012

    Prioritize retirement over kids’ college funds.

  • LisaH
    April 6, 2012

    It will be on sale soon.

  • favepeep
    April 6, 2012

    Inflation: penny for thoughts, now $1.

  • favepeep
    April 6, 2012

    Generosity of spirit makes great gift.

  • HaroldW CFO
    April 6, 2012

    Finance…It’s a Personal Thing!

  • HaroldW CFO
    April 6, 2012

    Finance…It is a Personal Thing!

  • bevvie
    April 6, 2012

    The two-dollar bills are still good.

  • Annie
    April 6, 2012

    Can’t afford it? Don’t need it!

  • slackergirl
    April 6, 2012

    Money isnt happiness. Happiness is money!

  • jl333
    April 6, 2012

    Recyling paid off–bought used motorcycle.

  • jl333
    April 6, 2012

    Found a dollar…invested it wisely.

  • jl333
    April 6, 2012

    They lied. Money doesn’t buy happiness.

  • jl333
    April 6, 2012

    Went bankrupt in game of LIFE.

  • jl333
    April 6, 2012

    My rainy day consists of Franklin’s.

  • bevvie
    April 7, 2012

    Make friends with the stock dividends.

  • favepeep
    April 7, 2012

    Forgo products labeled “Made in China.”

  • mzejay
    April 7, 2012

    Spare changes adds up, keep saving.

  • mzejay
    April 7, 2012

    Stay afloat despite underwater living conditions.

  • George Kaplan
    April 7, 2012

    Sorry folks, but money DOES matter.

  • jl333
    April 7, 2012

    COLD hard cash is super HOT

  • jl333
    April 7, 2012

    SMALL change makes a BIG difference.

  • jl333
    April 7, 2012

    Found a penny, picked it up.

  • K822
    April 7, 2012

    Using pre-tax accounts saves all year.

  • K822
    April 7, 2012

    Tax refund makes great vacation money!

  • K822
    April 7, 2012

    Model spending habits so children learn.

  • K822
    April 7, 2012

    More money? Nice, sure. But necessary?

  • K822
    April 7, 2012

    Lots of free things bring happiness.

  • K822
    April 7, 2012

    Impulse spending? You can’t afford it.

  • K822
    April 7, 2012

    Stimulate economy by expending creative energy!

  • K822
    April 7, 2012

    Bills stacking up? Decide what’s essential.

  • bevvie
    April 7, 2012

    Write a check. Balance the checkbook.

  • marymc
    April 7, 2012

    Do what costs you the least.

  • marymc
    April 7, 2012

    Choose quality over quantity every time.

  • marymc
    April 7, 2012

    Wants vs. needs. Know the difference.

  • marymc
    April 7, 2012

    On deathbed, more “stuff” doesn’t matter.

  • marymc
    April 7, 2012

    Start IRA with your first job.

  • mzejay
    April 8, 2012

    Invest with eyes and heart open.

  • mzejay
    April 8, 2012

    Avoid late fees and parking tickets.

  • mzejay
    April 8, 2012

    Elbow grease often most economical method.

  • trust2020
    April 8, 2012

    Money is a state of mind-your-business.

  • trust2020
    April 8, 2012

    Money makes the world go global.

  • trust2020
    April 8, 2012

    Money rules, talks and never sleeps.

  • Steelpony
    April 8, 2012

    Chasing of money pollinates the flowers

  • DynamicDbytheC
    April 8, 2012

    Found passion. All work IS play.
    Childhood poverty drove my adult success.

  • favepeep
    April 8, 2012

    Mister CEO, can you spare $1,000,000?

  • favepeep
    April 8, 2012

    Avoid ATM, overdraft, annual, late, fees.

  • favepeep
    April 8, 2012

    Never ever ever ever pay retail.

  • George Kaplan
    April 8, 2012

    Savings? Gone. Slouching toward Social Security.

  • George Kaplan
    April 8, 2012

    Financial Meltdown, Slouching Towards Social Security.

  • George Kaplan
    April 9, 2012

    I’m about to outlive my money.

  • George Kaplan
    April 9, 2012

    Outlived my teeth and my money.

  • George Kaplan
    April 9, 2012

    Old is bad. Poor is worse.

  • Vincent Aurelius
    April 9, 2012

    Remember, experts make money for themselves.

  • favepeep
    April 9, 2012

    Eschew extravagance, live simply, share w/others.

  • L2L3
    April 9, 2012

    Generic means you’re smart, not cheap.

  • L2L3
    April 9, 2012

    Adult children’s inheritance was their childhood.

  • L2L3
    April 9, 2012

    Sink money in now, float later.

  • L2L3
    April 9, 2012

    Eat in. Work out. Save money.

  • L2L3
    April 9, 2012

    Favorite Six about money? Six figures.

    No, I actually could not stop myself from posting this.

  • George Kaplan
    April 9, 2012

    Never learned how to make money.

  • L2L3
    April 9, 2012

    Don’t over-haggle. Time isn’t worth it.

  • L2L3
    April 9, 2012

    Poor people scoff at using coupons.

  • favepeep
    April 9, 2012

    Remember to save your memory “cache.”

  • favepeep
    April 9, 2012

    Squirreling away; not just for squirrels.

  • L2L3
    April 9, 2012

    Squirreling away means you’re not nuts.

  • DRS59
    April 11, 2012

    Self deprivation is your self preservation

  • L2L3
    April 18, 2012

    Tax day has come and gone. Where have you hidden the winning memoirs?

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